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1.理财非存款、产品有风险、投资须谨慎；理财产品过往业绩不代表其未来表现，不等于理财产品实际收益。代销理财产品由相关理财子公司发行与管理，浦发银行作为代销机构不承担产品的投资、兑付和风险管理责任。

2.代销基金产品的宣传内容由基金公司提供，具体产品信息请仔细阅读基金合同和基金招募说明书；产品由基金公司发行和管理，浦发银行作为代销机构不承担产品的投资、兑付和风险管理责任。产品过往业绩不代表其未来表现；基金有风险，投资需谨慎。

3.请您根据在我行的个人客户风险评估结果，选择与自身风险承受能力匹配的产品。

4.代销理财子公司产品业绩比较基准测算逻辑，详见《理财产品说明书及风险提示书》。年化业绩比较基准:指理财产品管理人基于过往投资经验及对产品存续期投资市场波动的预判而对本产品所设定的投资目标，业绩比较基准不代表本产品的未来表现和实际收益，不代表浦发银行对本产品进行的收益承诺。

测算依据

业绩比较基准由产品管理人依据产品投资范围、投资策略、资产配置计划，并综合考虑市场环境等因素测算，扣除费率后得到产品业绩比较基准。业绩比较基准不是预期收益率，不代表产品的未来表现和实际收益，不构成对产品收益的承诺。

测算依据

产品属性为固定收益类产品，主要是债券与项目类资产的组合，管理人将根据市场情况灵活调配资产配置比例。根据当前可投资资产市场收益率水平、杠杆操作等因素作为测算依据，扣除费率后得到产品业绩比较基准。业绩比较基准不是预期收益率，不代表产品的未来表现和实际收益，不构成对产品收益的承诺。

测算依据

本产品拟投资资产包含债券、非标准化债权类资产、资管产品等，业绩比较基准参考发行前后的1个月的中债平均收益率及非标准化债权等资产平均收益率，及中债综合财富指数历史数据，估计资本利得收益进行测算。业绩比较基准是管理人基于产品性质、投资策略、过往经验等因素对产品设定的投资目标，业绩比较基准不是预期收益率，不代表产品的未来表现和实际收益，不构成对产品收益的承诺。